Daniel Umlauf

The extreme cost of skilled care is leading to many more people looking into additional benefits to help cover those costs. The average cost of a semi-private room in a skilled nursing facility was $94,900 per year, in 2021.[1] Assisted living, home health aides, and...

Simply put, probate is a legal process for settling debts and distributing assets after a person passes away. There are many myths and misconceptions about the probate process, the most common of which we will dispel here. If the decedent had a will, his or her estate...

Estate planning is a difficult topic to broach no matter what, but conversations can also make things much easier for your loved ones and limit the possibility of disputes in the future by holding these conversations in advance. Clear communication can reduce stress...

Many entrepreneurs refer to their business as their “baby” and rightfully so. Like a child, entrepreneurs nurture their business from an idea through conception, to growth, and maturity. Running a business is much like raising a child. Both require a lot of time,...

Prices are soaring. Many people’s monthly bills are increasing faster than the cost of living adjustment. Unfortunately prescription drugs have not been spared in the price increases, and people are having to choose which of their necessary medications they are going...

A Last Will and Testament is an essential legal document that allows you to accomplish a number of important goals. You can name your beneficiaries and specify the assets you want them to receive; name a guardian for your minor children; and choose the person you want...

The sudden death of a loved one raises many different emotions, questions, and even potentially challenges. It can be difficult enough to navigate the process of grief, but it is also hard to determine all of the action steps that must be taken to tie up their affairs...

Here are some factors to consider when marrying, or remarrying, later in life. Should You Have a Prenuptial Agreement? In most situations, the answer is yes, particularly if you and your betrothed have children from previous marriages, a disparity in financial...

They say something magical happens when a parent turns into a grandparent. Of course there’s the unconditional love and admiration for this child of your child; and there’s also the urge to shower them with toys, clothes, presents, money and other gifts! Many people...

Tis the season of giving and gifting, but should everyone on your list receive the same gift? You weigh different factors, and think about their needs, but what is the right choice? If you have more than one child, you should be asking yourself the same questions as...